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Auto insurance adjusters! Car accident … 2000 Honda CRV … Question damage?

I was hit from behind by a utility vehicle. There Tire Rack Mount holder damage, damage door tailgate and spare tire damage, maybe. I will have the opportunity to open the door only if that does not close properly. The year is 2000 and has 95.000 + miles on it. What are the chances of being joined by or stored (where simply pop out the great contribution and replace the tire assembly)?? PS – Not a ding … Dent is profound. I would add one more detail on the tailgate door damage. The space between the edge of the back door and frame SUV has a large gap (in the door is opened or closed). I say it's probably close to a deficit of an inch thick where before it was maybe a 1 / 4 of an inch wide.

If this is the only cosmetic damage and no structural damage not written off. Replacing the rear door panel and also the holder of tire rack and even throwing in a new tire that will not approach the level total loss (which is normally set at 75% of the value of the vehicle). If no structural damage but would be a different story.

What do I say to my insurance adjuster?

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