auto insurance comparisons
Actual cash value versus retail value?
I understand that the price offered is the actual cash value. Is it true that the ACV is always less than the sale value? I was involved in a car accident and is determined to be 100% the fault of the other party. My car was a total loss. . My insurance (Allstate) did valuation and market price offered to me under my car. The car lost is a 1997 Toyota Camry LE 4 cylinder, 4D, green, 73,800 miles on the odometer, title clean, regular maintenance, fairly new tires CD player, excellent condition. They used two vehicles of the same model for comparison when you the valuation of the car. One is with 188,000 miles and the other is with 114,000 miles. And on average according to Yahoo search results automatically. They argued that 130.000 miles is comparable with 73,800 miles ……..
Hello: I hope you explained to ACV. LCA is the market value of your vehicle. That's … if I had to try to sell the previous day was in an accident – which is sold by the LCA. Let's hope that the LCA is determined by the area we live in a Camry in Kentucky not as good as a Camry in Ohio for example. BTW – if you are unable to find an affordable vehicle that … have to go to another new model …. who can not go backwards. And – if they are using vehicles money on it …. not going to get all the value we offer. Therefore, we hope that you know that a vehicle can never be sold by retail. Clear as mud, eh? lol. o'luck Better for You! ~ Jifr!
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