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auto insurance deductible

auto insurance deductible
Do I pay a car insurance deductible if the accident cause, or if the owner of a car payment?

I scratched another car person and the cost will be less than my deductible So do not pay a deductible for property damage, but damage the car? Who pays the deductible? That is my question!

Your deductible for damage to your vehicle, not his. If the damage is less than your deductible, you pay for the damage. You can let your insurance company for payment but is usually more profitable in the long run to just pay. This saves having an accident on his insurance record. If the damage is greater your deductible, and a claim, your insurance company to sue you and your insurance company for the full amount. His company just paid, you have blame an accident on his record, not lose eligibility for claims discount of up to 5 years and possibly have a surcharge on your premium.

Insurance Information : How Do Insurance Deductibles Work?

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