auto insurance fraud

I am sure to commit fraud? I hope not.?
Ok, so I was involved in a minor accident not long ago. I have a deductible of $ 500. Someone I know told me to get some different estimates of the auto-body shops, then my insurance company sends you a check. So I take my a friend of his car to work really cheap, and I pocket the excess cash control my insurance company sent me. Is this legal? Do you even send a check or send the check to the auto-body shop? Thanks for any help.
It's legal enough. You get a budget, say, $ 1,250, deduct your $ 500 and send a check for $ 750 that would give his friend. What quality of repair you think will get? What is the warranty when finished? You think you can get a quality repair $ 1250 for $ 750?
Insurance Fraud