aviva life insurance surrender form
Aviva life insurance premium can take one more when the delivery of policy and not offer insurance?
I have decided to resign my Aviva Life Insurance Universal trying to talk me into keeping it finally told me what to do and sent me the forms. I sent them back and received the check and realized that took another premium in respect to the cash value of 4 August and canceled the policy of August 6. The premium of 4 August have covered me until Sept. 4, but I say who have no coverage as of Aug. 6. They refuse to return the premium took me $ 137 on 4 August for what they have paid $ 137 for two days of insurance. Anybody know if you can do this? If this is legal, then any insurance company can only delay the processing of delivery until after the premium due date and charge premium another month without coverage. Thanks in advance for any help.
It sounds as if deliberately delayed the processing of surrender so they could get a higher premium. They just are not that hard-money. The premiums people were doing their job to maintain its policy on programming and not have way to know the delivery was coming until the form is processed by a separate department. If you were working with an agent to think or customer service representative, that would have required the freezing of the account until they receive the form, very rare.
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