car insurance accident claims
UK drivers prefer to pay for minor repairs not to lose any entitlement to discount on your auto insurance.
> Four out 10 drivers in the UK prefer to pay for minor repairs to keep track claims discount on your auto insurance.
> More than a third wait a courtesy car after a cancellation – but 78 per cent of UK policies do not provide this standard.
More than 40 cent of UK drivers would not put his hand into his pocket to pay for damage to vehicles of less importance than risk their claims not discount according greenbee.com a thorough investigation of the financial services arm of John Lewis Partnership.
In its survey of 1,448 adults in the United Kingdom in July, greenbee.com found that 43 percent of people only come to your car insurance provider after a minor accident if it meant they would not lose No Claim your discount.
But the research also shows that some drivers – 10 percent – always claim no matter how Prang lower, with the Londoners (16 per cent) more likely that demand from their suppliers stump for a small scratch or bumper beaten.
When it comes to disaster of cars, however, it seems that many people are completely in the dark about their coverage and could be heading for disappointment it comes to demand.
While one in 10 admitted having no idea of the level of protection for your car insurance, drivers in the UK also have unrealistic expectations about what is covered as standard. More than a third of respondents (36 percent) expect to get a replacement car if your car is da low, although less than a quarter – a 22 percent (47 of 212) – of products on the market provide a courtesy car as standard following total loss. Of these, less than half (43 percent) only offer a replacement vehicle for four days or less – Source: Defaqto database of Aequo on 15 July 2008.
With research showing that around 20 per cent of own damage claims often results in the car be discarded, it seems many will go without a vehicle unexpectedly and off the road after a major accident. Despite his years of experience, older drivers look set to be the most disappointed, with nearly half of those aged 55-64 (46 percent) expect to receive a replacement vehicle if yours was stolen or damaged beyond repair, compared to only 31 percent of 25-34 year olds.
Adults in the United Kingdom to its amenities at hand when it comes to travel drive, leading to an estimated 327 pounds of goods – from CDs and iPods to portable gaming consoles and makeup – in their cars. Five percent of men Amazing unit with more than 1000 pounds worth of their belongings with them. But with more than half of all drivers surveyed – 54 percent – believe that their insurance only covers the goods to the value of 250 pounds, the research highlights the need for drivers to have all their valued belongings stay safe and secure at all time.
About the Author:
Greenbee offers a range of insurance services selected by the John Lewis Partnership. These include: car cover, travel, pet, wedding, event, life and home and contents insurance products. Customers can visit Greenbee.com for further information.
Article Source: ArticlesBase.com – Car Insurance – No Claim Less Pain
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