car insurance accident statistics
Home Office figures showed that men are responsible for 83% of all crimes and offenses in 97% of the crimes of dangerous driving, it seems it is down to men that women pay less for their insurance. These facts and figures like this that have led to the popularity of insurance companies that offer women only car.
In addition, statistically women drivers have significantly lower annual mileage than men, the lower the mileage, cheaper insurance, because the child is on the road, the less likely they are to damage your car and make a claim. Women also less likely than men to make a claim or cancel your expensive vehicle. In general they are a bet cheaper and safer than their male counterparts.
These figures show that women are not as many accidents as men, women simply do not do as much damage when they have accidents, since they handle more slowly than men. This is why women are offered cheaper car insurance for women insurance companies, but actually is offering a better deal?
Despite the clever marketing used by insurance companies that are unique to women, Diamond even offers insurance portfolio as part of the package, it seems that the products are nearly identical to those offered by general insurance companies and are not always the cheapest.
Direct Excellence conducted an independent investigation which found that three in four women drivers who opt to save money by major insurers. The best option for women is to thoroughly investigate prices and packages of different companies. Price comparison sites as only of Finance, are the fastest way and effective for comparing different from hundreds of awards, while only enter information once.
Of course, for some women specialist packages clients of insurance would be cheaper and offer a better package, but other factors can make a big difference. The engine size, brand and model of vehicle, security features installed and even the zip code where you live all affect your quote.
There are currently no businesses than men offering an exclusive treatment equivalent to that women receive in abundance, although men may benefit from favorable insurance treatment of his mother / wife / sister / aunt. Being a driver name in the insurance policy of a woman can often work cheaper for men to be the policyholder, so I definitely worth analyzing. Another possibility that a woman pilot named on the insurance policy of one man can also bring premiums down.
Despite the fact that now women are classed as safer drivers with fewer high-cost loans and depreciation, it appears that women are gradually becoming in more aggressive drivers and more likely to drive competitively, as well as driving longer distances than in the past.
According to Confused.com 's analysis database, which surveys 5.5 million users, 16.8% of men have driving convictions compared to 9.8% of women. However, the gender gap is shrinking, the number of women drivers with points on your license, has more than doubled to 4.8%, compared with the figure three years ago.
It is likely that until the government release figures proving this theory, insurers still welcome to women and providing better conditions.
About the Author:
Jemma is an author of several articles pertaining to Mortgages, Insurance, Loans, Debts, Credits, Van Insurance, Life Insurance, Health Insurance, Bike Insurance, Carl Insurance and other Business and Finance articles.
Article Source: ArticlesBase.com – Do Women Get a Better Car Insurance Deal
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