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A research study has been conducted in the prices of auto insurance based on the address of an individual. Using 38 years of age, an official public, driving a Volkswagen Touran, as an example, the study found that an insurer refused even to provide a budget for the woman if she lived in Dublin 1. The same insurer offered an appointment more than twice for sure if she lived in Clondalkin front of Blackrock, County Dublin or Dingle, County Kerry.
Dundalk and Carlingford, County Louth came as the two most expensive areas for car insurance with quotes from up to 68 percent higher than if the woman had a Tralee address.
It thus appears that your address can dramatically affect your insurance premium, rather than your ability to drive. According to a survey recently in Ireland, the people of Finglas West, Dublin 11 and Moyross, County Limerick, have to pay as much as 56 percent more for their premiums than other drivers.
Investigation of insurance agents showed that some insurers are charging drivers for their double Clondalkin insurance car as people living in other areas.
The cost of motor insurance will rise if there is an increase in the number of claims being made and 2008 saw a 10 percent increase in the number of claims being made, compared to figures for 2007, according to statistics released by the regulator Financial. One insurance company unveiled its claims had risen by a third, while another saw an increase of 15 percent. Motorists live in areas where claim costs have skyrocketed can see an effect on your insurance bill.
One auto insurance expert, said, "In the last one to five years, we have found an increase in the number of fraudulent or exaggerated claims. There are certain areas of the country that are worse than others. If there are trends in certain areas, you are charged more. The exaggeration of the claims is probably a bigger problem fraud. There is not much demand we are looking suspicion of being. At day's end fraudulent and exaggerated claims that insurance more expensive. "
About the Author:
Rochelle Martinez, Freelance Web Content Article Writer for three years. Some of her articles are about http://www.quinn-direct.com.
Article Source: ArticlesBase.com – Where you live not how you drive can affect your Insurance Premium
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