car insurance essay
What is your opinion about the need for auto insurance?
I'm doing an essay on auto insurance. I would be much grateful if everyone could give me your opinion about that and how they feel about having to have. thank you very much for your help!
Suppose you pay $ 1200 for full auto insurance coverage offered by the collision, Global and the liability limits of $ 100,000 per person / $ 300,000 per accident and property damage of $ 50,000. He also lives in a state with PIP coverage (which pays for medical examinations and coverage for lost wages), with limits $ 25k. You total your car again and the new vehicle of the other party. Total damage for about $ 50K. The other driver was seriously injured to maintain a femur fracture requiring surgery. His two passengers were also seriously injured with similar injuries. All three claims located in the policy limit of $ 100K per person, but only after the lawsuit was filed and some litigation to run its course. The costs of defense lawyer total of $ 20k and are paid by your company insurance. You also injured and PIP coverage paid $ 25k for their medical exams and lost wages. Total paid $ 395k of his prize of $ 1200. Its cost, your deductible from $ 500 plus a likely rate increase. It seems worthwhile to me.
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