With heavy rains expected in the UK, newspapers and television that warn of impending flood dangers. Most of these reports tend to focus on the damage to homes and businesses.
Flooding can also affect the vehicles, sometimes leading to thousands of pounds in repairs needed for flood damage. Road users are also at risk, even those who do not live in flood risk areas.
But there steps you can take to prepare, your vehicle and your finances in case of flood damage:
Check that your policy of insurance car cover you in case of flood damage. Most policies cover all risks of flooding as a standard. However, "third, fire and theft policies may find themselves having to pay more to cover flood damage.
If a flood has warned in your area and you're unsure about your coverage, contact your supplier of car insurance to check all details before you leave.
From flooding if a warning is issued in your area, try to keep your vehicle in a field higher if you are able to do so.
If you need to travel in flooded conditions, be sure to leave enough time for your trip.
Be sure to tell someone the planned route of travel, including times of departure and approximate return time – this information may be valuable for services emergency should you become stranded.
Keep a watchful eye and ear on local radio and TV weather reports and travel, take time to Investigate alternative routes in case of road closures in flood zones.
Pack a small bag with a change of clothes, food and beverages and a phone mobile fully charged in case of emergency.
When driving in flood conditions, it is important to take precautions both before and after of your trip:
Drive slowly and carefully, leave enough space between you and the car in front, remembering that the stopping distance is reduced in conditions humidity.
Drive carefully around flooded parts of the road, keeping to the highest point possible. Do not try to go through patches flooded if you are unsure of the depth.
If you must travel through flood water, driving at low speed and be alert to any trash or other obstacles that could cause damage to your vehicle.
Once out of the water, using gentle braking to dry the brakes, but ensure that is safe before taking this step.
If the car has suffered flood damage, not try to turn the ignition, and check the exterior of your vehicle for damage.
It is important to get your car checked by a qualified mechanic at the first opportunity after the flooding to assess the damage caused by floods. It is also advisable to contact your motor company insurance to see if you are eligible to claim damages. About the Author:
David is an experienced writer based in the UK, currently working in the dotcom industry
