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Car insurance in the UK for new drivers and young people will never be cheaper! This is for one reason and one reason only, youth and new drivers are a bigger risk to ensure that the average driver. New qualified UK drivers are more likely to suffer an accident during the first year of driving than at any other time.
The facts are stark:
Per mile of driving, the risk of an accident with injury or death is approximately seven times greater for those aged 17-20 years than for those aged 40 years or more.
Young drivers under 21 years are involved in 15% of deaths in car accidents.
New drivers make up only 10% of license holders, but are involved in 29% of accidents.
The following tips will help reduce the cost of insuring young drivers car:
1) Take the test Pass Plus driving. This is an intensive training course that aims to make new drivers better drivers. Successfully pass the Pass Plus and receive a discount of up to 35% discount on your auto insurance. The Pass Plus costs around £ 100 but given the high cost of car insurance is still worth the investment. Ask your driving instructor for details.
2) Volunteers pay a higher excess. Insurers insist on a minimum amount that must contribute any car insurance claim. The standard amount is £ 100. As new drivers and young volunteers, whether more can save on your auto insurance premium.
3) Pay car insurance every year. It is cheaper to pay the years of automobile insurance in a lump sum rather than in installments month. Most car insurance companies charge interest of around 15% APR (some up to 30%) that lets you pay the premium in monthly installments.
4) Adding a named older driver to your auto insurance policy, that is, their parents, can save 10% on your insurance premium. Just So, keep the youngest drivers named on your policy.
5) Improve the safety of your car. Thatcham approved car alarms are recognized by all insurers and most will discount your premium if you have these fitted. If you have a garage then use it. Your vehicle is less likely to be stolen from your garage or your disk if it is parked in the street. Insurance companies recognize this and offer cheaper premiums.
6) the best car insurance political line. Most car insurance companies offer a discount if you buy online through their website.
7) Be Born a woman. Car insurance for women is cheaper. Why? Because the average female is a safer driver than the average for men.
According to the Association of British Insurers can save 35% on car insurance premium by simply comparing several insurance companies against each others. As young drivers such a discount can be considerable. So, as many insurance quotes, online or not, as you can. It will save you money.
About the Author:
Richard Jenkins is the owner of the driving test and driving schools www.driving-test-success.com
Article Source: ArticlesBase.com – How Young and New Drivers Can Reduce Their Car Insurance Premium
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