car insurance packages

I'm 19 years old and only have a mass license. and I hit another car with a driver license in the car?
She struck by the backup of a parking lot where I was trying to start so my mom could put packages in the car. I didn't have a driver license me. and the car I hit had a minor scratch, but insisted on getting my information I gave them my license and my mom information insurance. … What is the worst outcome of this sitution be?
If you make an insurance claim, his climb to the priemium be sure thats it. Do not worry much in it. Nothing serious will happen.
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