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The amount of time it takes to receive an insurance settlement?

I was wondering if anyone out there who knew the timeline that insurance company has to make an offer after a car accident? My husband was in a serious accident in December and was not his fault (shock front) and the insurance company has to make us an offer. Our lawyer keeps telling us that it would be anyday now. Should we be patient, or we have to find another lawyer to take to the insurance company? Also, does anyone know the standard for these large settlements? We are concerned that they do not want to offer what we feel "help to "get through this. All my husband's face was crushed finished with 7 plates and 44 screws on the front, not counting the inches of frightening, and teeth broken. medical bills are $ 214,000.

Here is a wealth of information, bear with me … The Readers Digest summary at the top, if they do not have the stomach for junk status, I looked and paraphrases. It's a lot of legal jargon – I'm no lawyer, even a shit. Just use information as an example that an insurance company can not claim settlement drag on indefinitely. Extensions provided exhausted. Laws vary according to the state .. I'm not saying necessarily that you are even entitled to the solution, they just have to say something over time. They have denied the claim, and his lawyer is suing for an investment? Are they actively negotiated agreement? December to August sounds like a damn long time. I estimate based on information Oklahoma, then a company would have about 180 days to put up or shut up. (Note that does not include the minutiae, so sometimes there are some annoying gaps in the laws.) Ask for the status of the property and casualty claims settlement in his state. You can get it without him, but has access to the latest information, and you are his client. Ask to go with him. Ask him to show how the insurance company has fulfilled its obligations in regard to time requirements. This is important because if it drops the ball (unlikely), which could be on the hook. They probably correspondence with him, so he says you want a complete copy of your file. Tell him documentation showing that the insurer has provided to meet each need. This is your husband and you are entitled to go over documents. Above all, make sure they have not denied the claim somewhere down the road, based in a political arrangement that leaves you without coverage. I'm not very experienced with the claims, but we went to this in a class, and there are specific times for all parties the process of settling claims. I thought it was interesting, and terribly complicated because insurance tends to be, right? Times vary state, but generally are structured the same. I have a reference book, and Oklahoma took me quite the status of implementation of a windmill, as an example. In the OK, the company has 20 days to acknowledge receipt of the complaint, unless paid within that period. If you need any proof of loss documentation from you, you have 20 days to return. In OK, the insurer has to tell you 60 days if the statute of limitations is approaching. They have to complete its investigation within Claim 60 days of receipt of proof of loss of documents. If this can not be reasonably made, they should at least let you know at least within 60 day that can not, and then every 60 days if you still can not reach an agreement. OK, it is said that all investigations must be wrapped, paid or denied within 120 days, except for fraud or arson. Everything I just wrote could be important not OK, however, because it also says that accident claims will be paid within 45 days of receipt of proof of loss forms, or you have a written explanation in this time about the delay, but this evidence does not provide reasonable fascia that the claim must be paid. Accident claims the company does not pay within this guideline are paid, with 10% interest, beginning to accumulate on the 46th day after receipt of the forms. So far this settlement, I have no idea how to determine this. Insurance is to make everything, and adjusters usually have formulas for determining the settlements.

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