car insurance stacked unstacked
confused car insurance … stacked, unstacked?
I'm looking for car insurance and online quotes for car injury uninsured option is a "stacked" and an option to "overlay" option. Does anyone know what this means? What is this? This is for PA
If you select "stacking" and two or more cars at home, which can potentially collect on both policies, his and the household member. I think both, PA and the policy allows stacking inside. For example, is severely injured in a car accident and the value of your case exceeds $ 200,000. However, the driver who caused the accident is insured. You have two cars covered in his own car insurance policy. You have chosen to carry the uninsured motorist coverage of $ 100,000 per person for each car, and you choose to cover your pile. You now have $ 200,000 coverage uninsured motorist available. Housholder A member also has $ 100,000 in coverage, you now have $ 300,000 available. However, if you do not elect to stack the uninsured motorist coverage, the most you can recover the policy limit of $ 100,000. I suggest you consider the coverage underinsured motorist, with the option of stacking it. Consider going to a local agent. An agent will be able to explain your options in better detail.
