health insurance myths
Incorrect: You have no choice in what health benefits you receive.?
The myth that a "health choices commissioner" decide what benefits you seem to have originated in a post on July 19 in blog.flecksoflife.com, whose website shows a picture of Obama appears Joker Heath Ledger. In fact, the House bill provides for an exchange of health care-in essence, a list of private insurers and a government plan, where people do not have health insurance through their employer or from other sources (including small businesses) can buy a plan, as well as older people shop for a drug plan under Medicare Part D. The government in fact will need to plan participants do not turn down people with preexisting conditions and provide at least minimum coverage, such as it does now with employer provided insurance plans and Part D. The requirements are the floors, not ceilings, however, that the feds will have no say in private insurance can be as generous.
The final bill is not written yet, but from what I've seen so far, you are absolutely right. The already covered through their employer will continue as they are. Those currently unemployed can select the insurance plan (s) you want through the Exchange. People will have the opportunity to pay the companies less, and also small profit. As for the high deductibles, which is wrong. Ed Shultz was arguing with some deputy on the radio today and deductibles / copayments were surprisingly low.
Myths of Single-Payer Health Insurance in the U.S.
