home insurance alarm
I have many bills to pay! Any advice would be greatly appreciated!?
I work full time and take home $ 2,000.00 per month. These are my accounts (monthly) Water $ 640.00-mortgages $ 50.00 Taxes $ 180.00 home and Hydro-Electric Car payment $ 200.00-$ 225.00-Car Insurance Home Insurance $ 120.00-$ 50.00 Home Alarm – $ 30.00 cable telephone, Internet-$ 130.00 for gas vehicles-$ 120.00-$ 250.00 Food This is in addition to $ 1995.00 per month and left me with $ 5.00 in which all bills are paid. My wife suffers from severe depression and not leave the house and is unable to work. She is collecting all types of income. Can I continue to get by like this on a long term basis? We have been living there for a year just to make ends meet, but luckily, we have no debts credit card at all. We have no savings whatsoever. Should I sell my house? Thank you for your advice. I appreciate it.
Do not sell your home. It is good that you have been managing their money and have not gone to the debt. You need money for savings and emergencies. If you're in trouble with any of the following persons to call and see if you can get the bill reduced or shop around: "Car Insurance-$ 120.00" That's too much you should pay a month! How much time has passed since you're in an accident or been fined? "Cable, telephone, Internet-$ 130.00" This is about average, but is something beyond basic cable really necessary when you have no savings? "Foodstuffs-$ 250.00" This seems reasonable at first but I wonder if you are cutting coupons and using a card from the club shop, which combined could be saving $ 25 every week. "Electricity and Hydro-$ 200.00" I'm not sure what "Hydro" is (if not water bills listed above). But getting a programmable thermostat electric windows verification, isolation, mezzanine, vented and ducts can save money on electricity. Also turn off lights, lowering the device configuration (in refrigerator) and a shift to CFLs would be something that Condi too.
