home insurance and water damage

Anyone here planning on buying a home below the water level?
Hmm, next to a dam of age or near an old dam? Do you have home insurance right? In the case of major water damage is thought that the government bail out and return within a few years? must not be responsible for where you choose to live and repair their own home If damage occurs?
In the old days, words like sin and Satan had a moral certainty. Today, being replaced by self-help jargon, words such as dysfunction and antisocial behavior, discouraging any responsibility for the actions of one. Why what an area like New Orleans be rebuilt in the sections that are below the water level in view of the natural order of things dictates otherwise. I you know this fact! People with dementia and the ignorant who want to invest money in an area that really should be used for a natural perserved for dirty water and wildlife.