home insurance best rates

Have a manual transmission affect insurance rates?
Will it make a difference in insurance rates here in the U.S., home driver's lazy, horrible, that pays more attention to radio, then on the road? Sorry for being so critical. I'm pissed that my dad thinks that. Perhaps 85 of the units stick wotld crying out loud! It should not be "punished" for the good typical American! Therefore, any idea? Need information as soon as possible! Any positive contribution appreciated.
No, a manual transmission does not affect insurance rates. Although I love them. I'm sure that have saved several accidents driving conditions with snow.