home insurance building work

Does not provide inspection home owners insurance?
My house is basically a shell, but we have been conditionally approved by a line of credit to fix the house. We have to have home insurance, but if we go with either local insurers are going to be rejected because of the condition of our house. It was built in 1897. Are there reputable providers online insurance who do inspections before approval? If so, recommend some.
Try GEICO, are idiots.