home insurance for rental property

If I rent my house to someone, do I need special insurance for my rental property?
It would be desirable to obtain insurance again because You do not need more expensive "homeowners policy" which covers things like clothes and household staff. Insurance for rental properties are less expensive because the coverage is not as wide. wanted to ensure that you have adequate liability coverage, at least $ 250,000. Guardo 1,000,000 coverage dollars, including an umbrella policy for all my properties.