home insurance jewellery
Home insurance claim??
Does anyone know if you can claim on your home insurance for lost jewelry? My boyfriend has lost my engagement ring! Just wondering if the home insurance cover? Thank you very much! xx
Perhaps without knowing more about the loss or the policy you have. There are two types of policy (called risk or open, also known as all risk), drastically changing the coverage. Thefts and attempted thefts are dangers covered under the policies and the jewelry is an object of property. However, there are special limits that apply. Depending on your policy, ranging from $ 2,500 to $ 5,000. You will need to supply the insurance company with a receipt, statement credit card or other documentation proving he owns. Even a picture of you wearing it can help. If you missed the ring, this is called "mysterious disappearance" and not covered, but may be covered if you are wise enough to have it listed in an entry of items scheduled. Under his "duties after loss", as described in its policy, is also required to file a police report with the authorities so that the insurance company could seek restitution if he ever recovered. My advice, submit your claim and allow an adjuster to determine the facts and interpret the coverage of your policy.
