home insurance lodger

As a tenant, the landlord does not have to pay if their actions cause damage to my personal property?
If my personal belongings are damaged my home through the abandonment of the house (for example, the collapse of the roofs) makes its home contents insurance cover my belongings, or is legally obligated to pay for the damage to my belongings?
No, my insruance cover the house. Renters insurance they have covered their belongings.