home insurance premium increases
My grandmother increased insurance premiums due to a lightning strike? ?
Since I am a professional organist, my grandmother bought me a $ 60,000 digital pipe organ as a graduation gift. It has been sitting at home since it was acquired. I was playing and a thunderstorm broke out on me Fluke and destroyed the entire instrument. He is concerned that if this instrument must be replaced, the insurance premium skyrocket homeowners. Any clues?
Not much of an insurance expert, but something valuable would have to be listed separately in the policy to be covered. A similar example would be expensive jewelry or a collection antiques. An organ is not typical of furniture or an appliance that most people have in their homes. But I am also a professional organist. And your question makes me think … How big is your grandmother's house to accommodate a pipe organ inside? By "digital pipe organ" I guess you mean it's a real pipe organ with a digital LCD screen. Or is it an electronic organ without pipes? Very interesting … But in any case, I wish you the best of luck with the situation.
