home owners insurance advice

Bakersfield Home Owners Insurance?
Someone told me just bought a new home in Bakersfield, CA. Theyre in custody and now have to get homeowners insurance. I First American Title that gives a very good to have flood insurance, which I hear can be a good think about baking. However, the offer explicitly states that it has earthquake insurance. insurance is 760 a year. Any advice on insurance? What is your experience, etc. How to get. Answers are greatly appreciated:)
They can try a website that compares multiple companies at once to get the best price. I am paying less than ½ after I did. Go to: http://www.insureme.com/landing.aspx?Refby=616162&Type=home Take care, Casey,