home owners insurance michigan
My car was beaten by neighbor who was removed leaving the scene captured on video?
Neighbor street crashed into my car and left leaving the scene of an accident – I Home Security camera videoing the whole accident – Police saw the video and I made a copy for them and for records Hit & Run went to homeowners and home lady confess to all this – now has to go to court to leave the scene and cause an accident – but my problem is their car more PLPD old that I only have insurance here in Michigan, and the damage is worth perhaps $ 3,000-probably not worth fixing – How can I collect that amount money from these people in Michigan when state laws do not have insurance failure to recover only $ 500? What are my chances for success in collecting Neighbor-HELP
You can not charge more for your car to its replacement value. Your insurance company must pay fair market value of your car to give enough to replace it. If it's only worth $ 1500 that is all that will get even if you have $ 3,000 damage. Since there were no injuries that do not need a lawyer. Their legal problems for hit and run have nothing to do with you. Michigans Here there is no law in connection with the guilt of a parked car. The $ 500 limit does not apply where appropriate. Your insurance must pay enough to replace the car but not for more than worthwhile. No, what's going to pay up to $ 1 million to not damage your car Michigan property of others, such as buildings and fences. It will also pay for damage to your vehicle is properly parked another vehicle. Hold on that its settlement offer the insurance companies before getting nervous. It might be fair. You contacted your company, right?
