home owners insurance state farm

Who is the insurance of the owner's house through?
I'm in the process of closing a house and choose an insurance company. I and can not stay with State Farm (very expensive). So in other words, I'm not really tied to any particular insurance company. Oh, and how is your responsibility paying staff and doctors (other) amounts in its policy? Only by having farm is the most expensive – but they have more coverage (not higher but most causes of loss of housing) than any other for me. Med responsibility and pay online is cheaper coverage in homeowners. Usually, you can increase of $ 100,000 / 250 to $ 300,000 / $ 2500 for about $ 15 or $ 500,000 / $ 5,000 for $ 30. That should be the ultimate limit and compare. What counts are the bells and whistles you add to your policy. What I think are most important are: 1. "all risks" form of coverage 2. Replacement guaranteed in building 3. replacement cost in the contents 4. Building Ordinance or law coverage 5. backup of sewers and drains 6. scheduled personal property. You probably need to speak with an agent of the figure which of them are most important to you.