homeowners insurance companies california

live in Texas and has a homeowners insurance claim because the company did well in the mortgage?
I live in Texas, mortgage company is in California
Yes, if you have damage to more than 5% or $ 5,000, whichever is less, and you have a mortgage on your house, the company Insurance is required to make the check out with you and the mortgage company. Typically, you'd sign the check, send it to the company of mortgages, and who reported the money in installments to pay the contractor, as the work was completed. that prevents him from taking the money and not make the repairs done, and leave the house to the mortgage company. The way around is to ask your adjuster to make the check payable to you and the contractor, or sign a payment address the contractor so they can be paid directly by the insurance company.