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homeowners insurance details
VHDA Loan = Legit???

Please excuse my ignorance as I know almost nothing about the loan products. Talking to the lender -No down payment mortgage insurance lower monthly payments-Expanded qualifying ratios of tax-Advantages flexible price-http: / / www.vhda.com/vhda_com/Template_a.asp?VHDA_COM_PAGE_NAME=Flex_Alt available to existing homeowners Details: And then have Flex Alt Advantage. Not sure what the differences are: http://www.vhda.com/vhda_com/Template_a.asp?VHDA_COM_PAGE_NAME=FlexAdvantage It seems almost too good to be true. It offers a greatly reduced price (if qualified) without mortgage insurance and no down payment! Any advice? Although buyers housing for the first time that we, who do not qualify for the program Homebuyer First Time our income just above the ceiling. Thank you!

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