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homeowners insurance explained

homeowners insurance explained
Problem of health insurance.?

I have a problem with a claim for my health insurance. I recently tore a ligament in the shoulder and fracture humerus of me and my insurance company wants to know what happened to cause the injury before the cover demand. Then what happened was an accident, my husband tied up during sex and when I moved I twisted my arm. How can I explain this to the insurance company without looking like a freak? I mean I prefer to say who fell down the stairs or slipped on the road, but if I do not meet the demand. Instead, make a claim against homeowners insurance for our to cover the injury. I really dont know what to do. I am by no means modest, I do not think they think I hurt myself during a period of servitude. What I do about it, tell the truth or just checking that this was not an accident that causes this damage?

"fantasy night at our house – has a little intense, "Let me think what they want to think about!

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