homeowners insurance with pitbull
My mother owners cover the bite of a pitbull of a stray dog on your property?
About 2 weeks ago my wife and I went to visit my mother in her backyard / driveway.We had our Akita mastive linked mixed media baskets in the yard when a pitbull lost through the alley and entered the courtyard of my mother attack our dog.Before i could get the dog to go with him went to bite my wife in the leg really bad, where we had to use the ambulance, and kept in hosipital for more than 4 days due to severe infection etcNow that has to do a cosmetic surgeon to make a dermo abraision and want insurance claim numbers etcMy issue is that my mother can file a claim or my wife can file a claim on my homeowners ins mothers to pay medical bills since this happened on your property? Animal control and police in the scene.owners came with papers, but are tenants and have nothing so the INS or anything else to sue for.Thanks William advance for any suggestions ..
depends on what state you live I'm an insurance agent in PA and I can tell you that the only form of supplements be paid through the payment of benefits med. That is reserved for not blaming the accidents that happen on your property. minimal if it is $ 1000 some people would I have set at 1,000,000 dollars. Depends on your coverage. Ask to see their policy and will be the list of section E or F, say med pay. Apart from that coverage, not There is nothing more than what the policies would cover homeowners. If she has an umbrella policy, then it would be covered. add these people do not understand insurance and how it works. There is no cover for it. And pay Med Pay even if the owner not to blame. It's called back for good measure. Ive taken care of complaints under this too. I have seen claims paid by a visitor who hit his head on a cabinet door open and had to go to hospital. Not the owners housing because of the person who was awkward, to pay the med pay claim of $ 4000.