how auto insurance works
How will my auto insurance application works?
My boyfriend and I had an accident where he was to blame. Although he was the driver of mine car and I'm insured under it. I have already submitted an insurance claim and I'm getting an assessment now. The car had extreme damage to the party front (bonnet crushed, torn fenders, broken headlights, grille thrusts, cracked radiator and the coolant leeking out). The car is a Toyota Avalon 2006 W / 24.000 miles on it. Is it possible that totaled? It's been days since the accident and we are both suffering from back and neck pain. If we go to a chiropractor, How will the insurance money be paid? Also, how does the coverage of personal injury protection? It is the same as the pain and suffering? Ever come up short with money from the accounts? I'm real confused as to how this test will work. Help! Besides, we both have Allstate. Is there any way to transfer this to your insurance policy as it was the driver?
Since the car is in their name, who was driving with your permission, demand will not take your insurance, since insurance follows the vehicle and not the driver. It is possible that your car is totaled, there could be more harm than you do not know about under the hood, or under or suspension. The vehicle and injurys will be treated like this: The damage that vehicles will be handled under collission coverage, be compensated for damage to the vehicle and repaired, or if your total and will have to pay for losses if there is a prime beneficiary, and then, all payments will be less the deductible. The injurys for your boyfriend was driving under the medical payments coverage, and if it exceeds that amount must be covered by the coverage bodily injury. His injurys only be covered for medical payments coverage, and if exceeded, will pay the rest, or who have health insurance, if you have it. Any other questions, call your insurance agent, he / she can help.
Auto Insurance : How Auto Insurance Works
