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How can you negotiate with car insurance agency after an accident if you do not have insurance to cover other driver?

How can negotiate with car insurance agency after an accident that was caused by you if you do not have insurance to cover the other driver? Are there ramifications legal?

If you cause an accident and had no insurance – The other driver may file a claim for uninsured motorist. Your insurance company will pay for all his things had (if you have insurance). Then the other driver's insurance company to turn the matter to the department of subrogation. The department of Subrogation will contact you about payment thereof. Do not ignore them – they can have their driver's license suspended, sue or surrender to the collections. However, the department surrogacy will be willing to establish a payment plan interest free for you to pay for what they paid their driver. Chances are that you want at least $ 100 per month – until the debt is paid in full. If you miss payments – to suspend his license, sue or surrender to the collections. The other thing you can do – is to see if the sub department will accept a lump sum less. For example: you owe $ 10,000 – that may be willing to take if you pay 7000 as a lump sum payment. They not get a little less than once – that collect the total of $ 10,000 – $ 100 at a time. Can you dispute the amount they want? No – not really. Paid – is due. ** Not legal advice **

Explain this to your insurance agency

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