insurance company denies claim
A client of my named Jim, was a hard working truck driver and father of two children. While driving his employer's tractor-trailer was involved in an accident that caused him to maintain broken two bones in his back. He was transferred immediately to the nearest trauma center where he spent the next few days. The doctors said I was lucky not to was paralyzed and a few days later he was discharged from the hospital and told to follow up with your family doctor. Jim notified his employer of the accident and the company insurance called him to take a statement. Jim told the insurance agent exactly what happened and a few days later received a letter in which they were denied his claim and not pay their wages and medical expenses. Jim was desperate when he came to my office and that did not receive any income. I did some checking and got the accident report, hired a private investigator and contacted the insurance company about its earlier decision.
Fortunately for Jim, he found my website on the Internet and asked me to book Iowa Workers' Compensation. I sent my book of accidents, along with an audio CD discuss the accident and an interview to discuss the system of Iowa workers' compensation. Jim lived in Texas, but led to a truck company Iowa I told Jim that the contract he signed with his employer, provided they receive the benefits of Iowa's workers' compensation. This was really good for Jim because Iowa has one of the best systems in the country. I had a phone conference with him by phone and agreed to take his case.
We were able to complete the required documents via email to sign it and not have to return to Iowa After speaking on the case, the company assurance that the claim was legitimate and Jim began to pay for lost wages. After losing several months of work, Jim made a satisfactory recovery. However, it was able to return to driving a truck, which is all he had done. While the case was pending as requested and qualified for insurance benefits Social Security Disability. We were set to a trial in this case, but a week before trial, could get a "fair" settlement of Jim so you can go ahead with his life.
People are hurt at work often do not know what their basic rights. If you have an Iowa Workers seek compensation, then you should have basic information on your rights under the workers' compensation in Iowa "laws, including what benefits it should receive how their weekly check is calculated and much more.
This article contains general statements, not intended as legal advice or legal opinions and does not create an attorney-client relationship. Do not act or rely on the information in this article without seeking the advice of an attorney because changes in the law occur frequently and you should consult an attorney regarding your particular case.
About the Author:
I offer a FREE Book entitled “Iowa Workers’ Compensation- An Insider’s Guide to Work Injuries”. Why offer a Free Book? Over the past 10 years I have represented hundreds of Iowans hurt at work and seen too many clients make mistakes before they had the “right” information costing them thousands of dollars. Quantities are limited so go to http://www.IowaWorkInjury.com .
Article Source: ArticlesBase.com – Iowa Work Injuries- a Story About Jim’s Struggle With an Insurance Company
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