insurance company used parts

Independent broker or work for a company?
I just received the license in Florida. I will be working for a company that focuses in life insurance products, including mortgage insurance, but the mortgage company does not have to be the beneficiary. The company I've registered to pay me as an employee of 1099. Basically, it will provide free "B" which leads me pay 55%, or "A" leads you can buy them, and get paid75%. They said they would be paying directly, not the actual insurance company "work" for. So basically I think the company really does nothing to offer or sell leads and take part in the committee. Since I am working as independent contractor for them, there is no way I can work directly for insurance companies and use my own leads? I know that you have to be allocated by companies, but what are its requirements? I I will not be an employee of the insurance companies … just want to cut out the middle man here.
It's really difficult to get those appointments on especially if you do not have a book of business $ 250,000 to shoot them. Since you're new, it would be almost impossible. The companies also check your status financial staff before moving ahead, and they need to carry E & S insurance for you and all you have to use subs. You'll have to work with another person for a couple of years, regardless of tracks. Once you prove you can do that and get the book built, then we can start working on their own.
Nationwide Part 2: Used Parts or Nothing