insurance doctors

How do doctors pay for liability insurance?
The studentdoc.com, the survey said the average salary for OB / GIN for about $ 238,000 a year, but some sites have seen in the demonstration that they also pay $ 50,000 a year (in Florida, amounting to $ 100,000) for malpractice insurance. Even for other practices, such as pediatrics and internal medicine, the rate is usually $ 30000 +. This is an enormous amount of money and really, after paying student loans, mortgages, taxes, etc., how much doctors actually receive take home? Surely not all doctors pay their premiums. Specifically, How much would a pediatric surgeon in the payment of malpractice insurance in California or Illinois? Just some food for thought.
If you do not pay for insurance (ie, no insurance) and someone won a million againist demand dollars. You would have to pay the money yourself (maybe bankruptcy). Doctors pay much for insurance because they demanded a lot and sometimes have to pay millions of dollars in lawsuits. I am sure that many of these bugs are justified, but some probably are not. In any case, that is how the system works. Another point – the docotrs to pay these costs, but probably enough to pass the costs to patients. So if the doctor is paid is 238K 50K to pay on the insurance bet if your insurance cost only 20K then his salary would be only around 208K. If all they had to pay less than would to reduce their wages to be competitive with other doctors doing the same.
Snotty Doctor Health Insurance Commercial