insurance for iphones

Iphone pay & go?
I know that prices were leaked on the amount of the iPhone will be on pay and go, but have dates? I want an iPhone, but you want the insurance cover is broken and I will not go through the hassle of opening it incase it locksdown. If I knew they would not be available on Pay & Go, probably I get a key. But for now I'll wait .. I hope:)
Only old iPhone can be used in prepayment. New iphone can not be.
gold plating ipod classic