insurance funds investment

how to analyze investment tools such as insurance, mutual funds, ULIPS?
how the analysis to take place. and what is the method and steps to analyze the investment vehicles. Techniq what mathematics should be used.
you should have enough insurance to replace your income up to 10 times if you have CHILDEREN and payable. according to children's age and the amount of debt, either within 10 -20 years is the best. Never buy products from all over life rather take differene in the price of long-term and whole life and add that amount to your investments. Have you heard of the rule of 72? dividing the amount of interest you are getting 72 and that will be how often the money is doubled. which ideally should have insurance until its investment in its insurance equal .. Hense free speech guaranteed. then you can place the inusuance and add that to their investments, unless you want something to leave behind if you feel you will use up your investment during retirement. Not sure ULIS is .. sorry
How to lose millions – dangers from “unique” business offers. Business risks and scandals. Lessons from collapse of Icelandic Banks. Safer investments and managing your money wisely.