insurance iphones

iPhone-Can someone help me?
I had an iPhone for a week, then was stolen at school because there is no insurance for iPhones, and I'm not doing another, can someone tell me if I still have to pay $ 30 monthly fee I asked several employees of AT & T and Apple employees and everyone tells me somethhing heeelp different
NO! you do not have to pay the monthly fee, you can cancel at any time.
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