insurance odds

When buying a new TV in the store, is it worth getting the insurance?
Is it worth it? What are the chances of the TV makes a mess? I honestly am cheap hardcore and need to know. Is it worth paying 300 extra for this insurance that covers all but the "acts of God"?
Depends on the TV .. If you are an oversized plasma of more than 1200 $ I would. If this is new technology like because who knows if it is proven technology? If it is a flat base of $ 400, no bother. Plasma TVs tend to have more problems than the LCD so you might consider a plasma.
Bangkok insurance-funny – What are the odds????