insurance points speeding
An astonishing 3.7 million * motorists "12% of drivers on UK roads – would ask a relative or friend to take speed points Camera penalty for them if they face a driving ban, a new national survey by Ipsos MORI on behalf of Swinton has revealed.
The survey, commissioned by the main street insurance broker Swinton High, also found that 13% of drivers would take points on a partner or family to avoid being banned drive.
Drivers were asked the questions based on the assumption that they or their friends already had six points and were photographed by a radar located behind the vehicle so that the driver's identity could not be confirmed.
The number of potential exchange of penalty is increased to 20% between under 24 years. This is only 4% of those age 55 years to consider asking someone to make their points and 8% over 55 years by declaring they would consider taking them on behalf of a friend or relative.
However, the same survey revealed high levels of honesty among UK drivers with respect to other illegal with 93% of drivers saying they did not depart from a minor accident such as cutting someones bumper while reversing.
These figures contrasts reflect the attitude of some drivers in the UK that exchanges of penalty points is a crime less serious than other violations motor.
These figures indicate that some drivers view speed cameras as a position to inflict financial penalties, rather than deter motorists actually excess speed and break the law.
The survey Swinton somewhat confirmed what until now has been an urban myth that a black market could be emerging in the exchanges of speed penalty of the camera.
Nick Bowyer from Swinton said: This is potentially a serious problem to be addressed. From a of view of car insurance, this means that the car insurance brokers like Swinton could ensure some drivers who would otherwise have been banned from getting behind the wheel completely. There is only so much control of the brokers can do.
Until recent years many insurance brokers to increase premiums for drivers with only 3 penalty points. Today, however, we look at each case individually and not automatically increase insurance premiums when our customers more than 6 points acquired through speed camera traps.
There are different regional approaches to further such illegal action. East Midlands (6%), East of England (8%) and Northeast (8%) are the least likely to seek their views to be exchanged. The greatest potential cheats are in the southwest where 20% would ask someone to make their points, and in the southeast, where 18% of drivers admitted that it could consider taking points from someone else.
The survey also found that men at 13% were slightly more likely to ask someone to make their points than women.
Speeding drivers face a minimum of 3 points if caught by the cameras, with 12 points to attract an automatic ban in many cases.
In early this year, a YouGov survey found that about five and a half million UK drivers have points on your license, 8% issued by the police and other speed cameras. It is also estimated that 750,000 drivers currently has six points, with 160,000 having amassed nine.
(* Figures from Ipsos MORI Services Financial show that there are currently 31m omnibus insured adults over 16 in England, Scotland and Wales)
(* DVLA records until October 2006, holders current license photo card held by people aged 16-99 = 24,713,540. Another 17 million people have driving licenses of paper).
About from Swinton
· With 442 branches nationwide Swinton is the largest high street insurance broker.
· Unlike many other companies in the industry financial services, Swinton is committed to keeping their offices open for business, and part of the community.
· Swinton provides a one stop shop for insurance and related needs of its clients, offering home, car, caravan, business, holiday, motorbike and even classic car insurance
With a dedicated team · advisors on hand at every branch to search a group of insurers to offer quality coverage at competitive prices
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Swinton Colonnade is the biggest insurance broker on the high street, with branches covering 90% of the UK.
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Article Source: ArticlesBase.com – Nearly 4 Million Drivers Would Swap Penalty Points
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