insurance premium increase after accident
Can I make an accident claim through the guilty party, without contacting my insurance?
My car was parked and unoccupied and a commercial truck back into my car the creation of frontal damage. There was a report from the police and have 2 insurance information .. (UPS Parcel) … My car only has liability insurance. Would it be prudent insurance contanct 2 Part or should I contact my insurance company and the risk of an increase in insurance premiums
policy probably has some stipulation saying that it is obliged to notify without delay all complaints. if your vehicle was parked and unoccupied, would not hurt to inform your insurance company because of complaints of vehicles parked and unoccupied are considered generally be "no fault" states in its policy. Furthermore, if the commercial vehicle has no valid insurance, which has acquired a call coverage uninsured motorist coverage that will allow your insurance company to pay damages to others. But otherwise, if you feel comfortable and confident that may deal directly with the insurance company UPS parcel, I'd say there's no need to contact your insurance company because, unless they can verify that there is no insurance for the vehicle responsible, there is much that will be able to do in his name have no control or influence over what UPS does not because subrogation rights are not legal to pay his claim under the collision coverage (since I had not bought) and recover from UPS. Report Claim that they can lead to initially help you report a claim to UPS, but that is about all they can do. This kind of thing (not that your provider if you have information for the company of the person's guilt) going all the time and the insurance companies is not convincing. I'd almost say you're doing a favor by not requiring the waste man-hours customer service by adopting a demand and help on something that legally should not. Go first through UPS and UPS indicates that if not provide liability coverage existing civilian vehicle and then call your insurance company.
Take two doses of reality and call me after the crash
