insurance rates for young drivers

We want to buy a Jetta for our daughter about to go to college. NEW vs USED???
My daughter has been driving for a few years and now is a very good driver. She handles herself and the city of Chicago toll roads, long journeys on motorways, etc. We have no problems with the way handle his 3 younger siblings around. We are at a point where we really need your own car. She works part-time is able to help each month with the cost of a car and insurance (which can help with $ 150 – $ 200 per month) We like the size, safety factors, and ratings for the Jetta MPG 07 'Volkswagen ($ 20,000). The Jettas seem to maintain their value. We are torn between a new for your Pts (be: lower interest rate, we hire will be assisted in the beginning, full warranty, take your car to college and first job) or a used car with low mileage and a warranty is little in it (how I know the previous owner has been involved in car / Is honest about it). The used Jettas that are 2 to 3 years. of age are still sold at least $ 15,000.00 and have a higher interest rate. Help me think about this, NEW / OLD?
Buy used, in an individual. Why pay the $ 5000.00 + + success as soon as you drive the Jetta outside the luck? Passing an independent mechanic check the car from a private owner. Some companies, like a used car once called Ladies of America, they do a business review of the cars used by people. Edmunds.com is very specific concerning the exact value of used vehicles. There are other assessment systems, but it seems Edmunds Right on every time I use it. Before buying a car, new or used car, always check out Consumer Reports reliability ratings in that exact year and model. This is a revealing experience. Some states (mine for example) do not charge sales tax on purchases between individuals, so you can help sometoo.
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