insurance rider jewelry

How do you go about getting insured jewelry if you do not have homeowner's / renter's insurance?
I just got engaged and want to protect my ring and get it insured. I have read similar questions but have no owner (do not have a home) or lessee (and thinks) so I can not get a floater or rider. What else is there? I heard something about the politics of sailor (?). Thank you!
Hello! You can buy a personal articles policy. I know it's a ring for $ 3000 in Minnesota, where I is $ 30/year. Obviously you can go as high as necessary. It covers everything from falls to a diamond if you flush them down the toilet! You can buy this kind of policy with any insurance at all. So if you are not interested to tenants / homeowners do not worry! You can get just the coverage you want! All you need is a star rating!