insurance roofing scams

In a May 2009 report, the "Denver Post reported that" 400 of Colorado [had been] taken [a] roof repair scam. This article shed light on a problem that innocent owners across the country face every day: Not all roofs or contractors, are not who they seem.
Sad but true, consumers should be proactive and investigate the (call) a hire professionals before putting a cash deposit, or worse, pay in its entirety by a forward housing repair. Of course, before an emergency situation, such as a leaking roof in the middle of a January snow or downpouring April detective work so often is forgotten. In a race to get the job done, and many homeowners falling into what might otherwise appear as a money obvious-theft scheme.
In the case of fraud in Colorado, a roofing company came to residents on the inspection of your roof by damage, according to a press release from the Sheriff's Department. "In other words, the victims were hunted instead of the search, it which will provide many opportunities to do research before swallowing the hook astute, line and sinker.
Here's how the scam plays roof repair.
1. A representative of the alleged roofer "asks the homeowner to sign a document before the inspection of the roof, explaining the release is normal, routine procedure.
2. When signed by the owner, the form allows the roofing contractor scam, "act as an agent for the homeowner on the Roof.
3. "Once workers inspect the roof and find the damage, it shall inform the owner that secure of the property pay for repairs. "
4. The scammer ceilings then "instructs homeowners to ask your insurance company to have an adjuster come home to estimate the cost of repairs ".
5. The insurance company made the estimate and sends a check for repair work. "
6. Once the roofing scammers convince the victim to sign "a check [them] to begin repair work "That slip away without having to complete repairs.
How can you avoid becoming a victim of a roof repair scam like this? Recruit a professional roofing contractor who can offer proven experience, a written estimate and worry-free installation. To ensure that you are choosing the best roof repair company, arm yourself with a checklist before signing a contract … no matter how desperate you are or how urgent the work repair.
At a minimum, the checklist should answer the following questions.
1. Does the roofing contractor has a good reputation?
2. Does the roofing contractor with adequate insurance coverage?
3. Does the roofing contractor know, explain and comply with local building codes?
4. Does the roofing contractor undertake to supervise the work during all phases of work and inspect completely when finished?
If the answer to any of these questions is no, stop and reconsider their recruitment. The best way to vindicate himself against a scam artist is not becoming a victim in the first place.
About the Author:
Tom Schlund is Projects Manager for Franciscus Roofing, a
Cleveland roofing company
. For more information on choosing a
roofing contractor
, visit the Franciscus website,
http://www.franciscusroofing.com.
Article Source: ArticlesBase.com – Avoiding Roofing Repair Scams
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