liability insurance photography

Insurance wedding photography?
Hi, I wondered if the wedding photographs would be part of the insurance package for the wedding along with the rest of it, or something i should call my wedding photographer? I remember that photographers usually have something called public or employee liability, but not I'm sure, as I have heard different things from different people.
I believe that all insurance policies in the UK wedding cover if something goes wrong with your pictures. You should be well covered if something goes wrong or if a company goes bust photograph, etc. The insurance company will pay then for you to "return to the phase of wedding so you can get the pictures. Would have thought that the photographer must have some form of public accountability, but this could only cover if they are hurt or harmed anyone. It may be worth taking out insurance to cover the wedding anyway other aspects of the day.
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