life insurance clause

By taking life insurance, many people think of the obvious risks. Cancer, heart disease and accidents are major concerns, although fortunately this will not happen to most of us.
But have you ever considered life insurance to cover die of laughter? Have you considered the possibility of dying in the toilet? It happens.
There are reputed to be many deaths attributable to laughter. Already in 207 BC C., a Greek philosopher Chrysippus the name was apparently watching his drunken donkey trying to eat figs when he laughed to death.
More recently, a builder of 50 years died after 25 minutes of continuous laughter while watching an episode of the good on TV. His death was attributed to heart failure caused by excessive stress to laugh too.
Dying of Laughter itself is not possible. It is believed that only possible suffocation or heart failure occur simultaneously. Fortunately, this is not very likely, experts say health, patients with heart disease unless nobody will laugh.
This is due to stress levels. Endothelial cells form a lining protection in our blood vessels and stress alters the production of these cells. A weak endothelium can lead to hardened arteries, literally, hardening the heart.
It has been speculated that laughter can drown in excess. During laughter, the epiglottis, larynx contracts. This limits our ability to breathe but the response of the automatic breathing will take care before it is too late.
Laughter has indeed been found to be a great doctor. So much so that laughter therapy is now an accepted practice. It reduces stress hormones and our bodies produce natural killer cells to protect all kinds of diseases and viruses.
In fact, laughter is a good all-over workout. Blood pressure is low, there is an increase in blood flow and vascular more oxygen reaches the bloodstream. Diaphragm, abdominal, respiratory, face, legs and back muscles are given a work that laughing 100 times is the equivalent of 10 minutes on a rowing machine or 15 minutes on a stationary bicycle.
The dangers of a negative lifestyle are well documented. Emotions of a negative person can cause biochemical changes that affect our health adversely.
Surely, if this laughter is good for you must have a clause in life insurance policies to reflect this? There is a section of questions about regular exercise. If a gym membership reduces the life insurance premiums then would not should a sunny disposition to do the same? He is laughing at the cost of life insurance enough?
There is also a hidden danger in life that no mentioned in the life insurance policies and that is the risk of dying on the toilet. It is believed, though not proved, that Elvis Presley died while on the toilet and that is not the only famous person that this eulogy.
From slipping on the wet bathroom floor, knock down a high mounted antiquated health system, pinch injuries toilet seat broken hip fracture when a toilet seat out unreliable, toilet injuries are commonplace, but death?
This really is physically possible to die to go to the bathroom. This is apparently due to a fall in blood pressure due to the parasympathetic nervous system during bowel movements. However, it is expected that will no longer be a circulatory problem before the event.
So when you take the life insurance policy, check point small and make sure they are covered for each day of events such as going to the bathroom and laughed.
About the Author:
Health expert Shaun Parker looks into the effects of laughter and bowel movements onlife insurance premiums. To find out more please visit http://www.theidol.com/
Article Source: ArticlesBase.com – Life Insurance To Protect Against Toilet Humour