The Insurance Locator

Detection of smoking for life insurance.?

I hear cotinine, a metabolite of nicotine is about 24 hours average life conservative. What is the longest period of time this will be displayed in a blood test or urine?

Subscription starts usually one to two weeks after the date of application. Cotinine can last from 7 to 10 days. So if you smoke once, and never smoked during the next 7 to 10 days, the level of cotinine may fall to the level of a nonsmoker.