life insurance term rates

Where can I find affordable life insurance for citizens of the RS in the law?
I read a previous thread suggests Medicare, but I'm not talking about health insurance. They only have term life insurance linked to current work, and they need to retire. They do not have a burial policy, and each worry about leaving the other with funeral expenses and debts. I've seen a few ads online, but you get into the fine print, which appear mostly as scams. You probably will not get a very good score, if you require a health exam. Probably $ 15 – $ 25K would be the maximum amount needed. They live in Texas if that matters.
I just went through the same thing with my brother. He had recently been diagnosed with cancer. I have posted here and has some great answers. The company that helped us was located in http://www.lvhealthins.com Due to the condition of my brother is a two-year waiting period before the maximum benefit is payable, but is to a large company and the people there to insurance advisors were great to work with. They listened to our problem and were also able to help with health insurance. It works out so you're from Texas. They are based in Texas and Nevada. Good Luck