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February 10th, 2009 admin Leave a comment Go to comments

life insurance urine

One of the most important aspects in the application of a term life insurance is the medical examination. Overall, this medical examination is a brief procedure – in most 20 to 30 minutes and will involve a review of your medical history, as well as checking your height and weight, blood pressure and pulse reading. Blood and urine samples are needed and in some cases, an electrocardiogram (ECG) or other additional tests may be needed (if necessary it may be necessary to schedule in another 30 minutes for the test).

Although it may sound stressful, preparing for a term preparation for life insurance medical exam is a matter of common sense and easy pointers to follow.

A weeks before the exam —

  • Avoid sugary foods, salty and fatty. Eat a healthy diet rich in fruits and vegetables.

Three days before the test —

  • To avoid counting the increase in liver enzymes, avoid all alcohol products for 72 hours before his physical.

A day before the exam —

  • Stay away from products containing caffeine, as it raises blood pressure.
  • Unless your doctor, avoid any over the counter medication such as nasal decongestants or pain relievers like aspirin, paracetamol and ibuprofen.
  • Avoid exercise like running, swimming or weight lifting as this could increase the protein in the urine.
  • You'll have to fast 8 to 10 hours before his medical examination. Do not eat or drink anything except water until the test is over.
  • Get a good night.

On the morning of your exam

  • Drink water to facilitate obtaining the urine sample required.
  • Do not eat or drink anything besides water in the morning of your exam
  • Do not smoke or chew, snuff (in fact, for 24 hours before the test).
  • They have numbers and addresses of your doctors on hand for easy reference.
  • Wear a shirt with short sleeves or who may be rolled for testing blood pressure easier.
  • Try and schedule your exam for the first hour of the morning.

The above pointers should help you get the best results possible from consideration. In addition to tests medical, doctor or paramedic will ask a few questions about your medical history and previous treatments and surgeries. You also have to give the names and contact your family doctor or doctors who have treated you. It also requires a list of your current medication (including non-prescription medicines).

By being prepared for consideration of medical term life insurance, you may be able to avoid unexpected results that will increase their premium rates and move Another category of insurance rate that you requested. Follow these tips for best results and to qualify for more affordable than the life insurance policy long term.

About the Author:

About AccuQuote:
AccuQuote is a leader in providing term life quotes to people across the United States. In 1986 it began operating with a single goal: to make the process of buying term insurance as easy as possible for its customers. Their experienced professionals consistently deliver the most affordable term life insurance rates by comparing thousands of life insurance policies from dozens of top-rated carriers.

Article Source: ArticlesBase.comPreparing for Your Term Life Insurance Medical Exam

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