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An animal friends insurance agency that has so far specialized insurance products company has expanded its range of policies offer life insurance cheaper to vegetarians. Married couple Chris and Elaine Fairfax from Worthing, West Sussex, founded Animal Friends Insurance (AFI) to provide protection to our friends hairy, but also now offer not eat meat, a vegetarian life policy term. The question is, comes with a salad?
AFI believes that the industry insurance as a whole must recognize that vegetarians are healthier and live longer than meat eaters, and they should factor that into their quotes. The claim to improve health and longevity of vegetarians is supported by research.
States Mr. Fairfax, "Independent studies show that a 12-year follow-up study of 11,000 people, vegetarians have a lower mortality rate in some important areas than non-vegetarians. "
They are said less likely to suffer from kidney stones or gallstones, or other chronic diseases. They are also less likely to have high blood pressure or to develop the diet-related diabetes.
Needless to say, the mad cow disease will not affect vegetarians, so dying for a hamburger will not be on his agenda.
The Vegetarian Society plaintiff that his followers (some four million in the UK) reduce the risk of heart disease by 30 percent and the risk some types of cancer has fallen by 40 percent.
The term vegetarian life policy is underwritten by Liverpool Victoria Life Company offers first-year reduction in monthly installments of 25 percent. Mr. and Mrs. Fairfax are so interested in promoting the policy that are financing the bid by the resignation of his Commission. They have also decided that the profits from its insurance business of others will be donated to animal causes.
Mr. Fairfax view is that, from his own medical history, habits of drinking and smoking are taken into account by insurers when quoting for a life policy, Why not consider one of the eating habits too.
"We believe that a vegetarian lifestyle should be given equal weight," he says. " There are plenty of clear objective evidence to demonstrate the benefits of being a vegetarian to be recognized throughout the insurance industry. In simple terms, vegetarians living longer and are healthier throughout their lives, "he concluded.
Until the insurance industry as a whole can be converted to the cause, which can be slower than Mr. and Mrs. Fairfax like, AFI are pleased to be working with Liverpool Victoria and offer discounts to vegetarians. However, it is uncertain whether a vegetarian he succumbed to temptation in the form of a bacon sandwich in the morning after a heavy night session occasionally would still be eligible for the off!
AFI cited comparative figures of 100,000 pounds of cover for a lifetime of 45 years old no smoking, as follows. With its policy of vegetarians it would pay 10.95 pounds over 15 years, but with a common policy would be the average cost of 16.39 pounds and a maximum rate policy would cost 18.40 lbs.
The final words of the Vegetarian Society are, "We hope that insurance companies take seriously the fact that vegetarians have less likely to die young of cancer and heart disease. "
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